Loan Rates Effective As
Of 1/01/12:
**RATES CAN CHANGE WITHOUT NOTICE**
New
Auto Purchase
(including used autos with a value over $15,000.00) |
Rate |
Terms |
|
100%
Financing
New or used vehicles that have a blue book value of
over $25,000.
All
rates are "as low as". must
have a checking acct & direct deposit
Your rate may vary depending on your credit history.
Not all members will qualify
|
3.75%
APR |
36
Months |
|
4.00%
APR |
48
Months |
|
4.25%
APR |
60
Months |
|
4.75%
APR |
72
Months |
|
Used
Auto Purchase |
Rate |
Terms |
|
2010-2009
Vehicle Year |
3.75%
APR |
36
Months |
|
4.00%
APR |
48
Months |
|
2008-2007
Vehicle Year |
4.00%
APR |
36
Months |
|
4.25%
APR |
48
Months |
|
2006-OLDER
Vehicle Year |
6.50%
APR |
36
Months |
|
7.00%
APR |
48
Months |
|
Full
coverage insurance required on all vehicle loans with
Credit Union as lienholder and listing Co-Op as loss
payee. |
|
Home
Equity Loans |
As
low as 5.00% |
|
Signature
Loans |
10.00%,
$3000.00 Maximum, 24 Months |
|
Fully
Share Secured |
2.00%
Over Dividend Rate |
**see fee
schedule for fees placed on loans
|
Share
Savings And Certificates Of Deposit |
|
Share
Savings |
as of December 31, 2011 |
.05%
APR |
|
Certificate
Of Deposit For A Term 3, 6, or 12 Month |
$1,000.00
to $4,999.99 |
We are not accepting new
share |
|
$5,000.00
to $9,999.99 |
certificates at this time!! |
|
$10,000.00
and above |
*Please check back next month* |
|
|
|